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Documentation is one of the important factors in making a quality claim. Waiting for documentation will delay the process of your claim. Having documents in hand for meeting with your Florida Public Adjuster will expedite your claim and help process your claim faster. Please prepare the following documents for your Public Adjuster to pick up at your meeting (If available)
Documents Check List
- Copy of the complete
policy. Copies of all
communications between
yourself and the insurance company.
- Copy of payment
received from the insurance company (if any).
- Copy of the Adjuster's
Summary, any engineering reports etc.
- Copies of any
communications, contracts, invoices, checks, receipts from contractors
or
anyone
else that
performed any repairs or
temporary repairs to premises.
- Any appraisals
or inspections done at time of purchase or refinancing.
- Inventory of
personal property damaged and any receipts if available.
- Digital files of
Pictures; pictures of damaged property before (if available) and after
the
loss.
Your
Public Adjuster will have thumb
drive/USB Flash drive, you can either copy from your
computer
or provide a CD. If digital
files are not available, you can provide copies of pictures.
- Any
other documents related to the claim.
- Have
all damaged property accessible for inspection.
Residential
- If all or part of your home was damaged and you had to make other accommodations; receipts for lodging, leases, additional expenses incurred such as eating out etc.
Commercial
1.
Have your
operations been interrupted?
- Copies of Loss of Income
documents such as cancellation of product delivery, Rent
roll,
proof of income before and after the
loss, postponed
contracts, etc.
2. Have you had your personnel work on clean up or
assist in
any temporary repairs?
-
Any
payroll records, hours, statements to reflect loss for
personnel work on
clean up, repair
or
expended time as result of your damage.
3. Did you purchase any additional
equipment and materials?
- Receipts / Invoices
4. Did you have to relocate as result of damages?
- Supporting documents
such as Leases, contracts, checks etc.
5. Did
you suffer loss of income/additional labor expenses as result of
damages?
- Provide
documentation, copies of invoices, checks, etc. for
any of these
losses
6. All documents related to Business
interruption and extra expense
claims if to be presented
Get what you are OWED and not what the insurance company wants to PAY.